Direct Hard Money Lender Offering Private Loans to Real Estate Investors

New River Private Lending is a direct hard money lender to real estate investors throughout Maryland. We emphasize relationships and make speed and common sense a priority with all loan requests.

You can expect fast loan decisions (often same day) from an experienced lender that provides a reliable capital source to residential and small commercial real estate investors throughout Maryland.

We are local, and you will deal directly with a decision-maker that knows the market. And as a relationship lender, you will have one point of contact from the time of application all the way through the payoff of your loan.

Direct Hard Money Lender Offering Private Loans to Real Estate Investors

New River Private Lending is a direct hard money lender to real estate investors throughout Maryland. We emphasize relationships and make speed and common sense a priority with all loan requests.

You can expect fast loan decisions (often same day) from an experienced lender that provides a reliable capital source to residential and small commercial real estate investors throughout Maryland.

We are local, and you will deal directly with a decision-maker that knows the market. And as a relationship lender, you will have one point of contact from the time of loan application all the way through payoff of your loan.

Fix and Flip / Rehab and Rent Loans

  • Fast approval (often same day)
  • Fund up to 100% of rehab
  • LTV up to 70% of ARV
  • No credit check
  • No appraisal
  • Quick closing
  • Loan terms 3 to 12 months
  • Interest-only payments
  • Rates starting at 12.99%

Bridge Loans – Purchase and Refinance

  • Fast approval (often same day)
  • Fund up to 100% of cost
  • Cash out available (refinance)
  • No credit check
  • No appraisal
  • Quick closing
  • Loan terms 3 to 24 months
  • Interest-only payments
  • Rates starting at 12.99%

Small Commercial Loans (Bridge or Construction)

  • Fast approval (often same day)
  • Fund up to 100% of cost
  • Cash out available (refinances)
  • No credit check
  • Often no appraisal
  • Quick closing
  • Loan terms up to 24 months
  • Interest-only payments
  • Rates starting at 12.99%

Fast, Common Sense Loans from a Local Lender

New River Private Lending was formed with the purpose of bringing common sense and simplicity back into lending. Our experience spans almost 20 years, and our deep local knowledge and streamlined approach allow us to make quick loan decisions up front and get to closing fast. After all, your deal needs to close on time and under the terms you are expecting. Therefore, we work hard to bring the following into every loan request:

  • An open mind— We are a direct lender and can be creative when structuring your loan.
  • Common sense— No underwriter behind a desk in another state, no loan committee, no credit box to check. Just us. From start to finish.
  • Simplicity— As a collateral-based lender, we like to keep things simple too. Some of our customers simply text an address and how much they want to borrow as a starting point. How’s that for simple?
  • Speed— You make money when deals close. We get that. Get your deal closed in a matter of days if needed.

Fast, Common Sense Loans from a Local Lender

New River Private Lending was formed with the purpose of bringing common sense and simplicity back into lending. Our experience spans almost 20 years, and our deep local knowledge and streamlined approach allow us to make quick loan decisions up front and get to closing fast. After all, your deal needs to close on time and under the terms you are expecting. Therefore, we work hard to bring the following into every loan request:

  • An open mind— We are a direct lender and can be creative when structuring your loan.
  • Common sense— No underwriter behind a desk in another state, no loan committee, no credit box to check. Just us. From start to finish.
  • Simplicity— As a collateral-based lender, we like to keep things simple too. Some of our customers simply text an address and how much they want to borrow as a starting point. How’s that for simple?
  • Speed— You make money when deals close. We get that. Get your deal closed in a matter of days if needed.

Residential and Small Commercial Lending for Investors Across Maryland

As a local direct lender, we make hard money and private real estate loans to real estate investors across Maryland. We are based in Baltimore, and work with investors in every corner of the state. Here are just a few of the areas where we have funded projects:

  • Remington – a Rehab and Rent loan
  • Dundalk – a Fix and Flip loan
  • Yale Heights – a short term bridge loan
  • Highlandtown – a small balance commercial loan
  • Harford County – a residential construction loan

In addition to residential and single-family properties, we offer loans for many property types and small balance commercial projects, including:

  • Multifamily and apartment buildings
  • Mixed-use
  • Industrial
  • Retail and strip centers
  • Office
  • Self-storage
  • Single tenant
  • Special purpose

Residential and Small Commercial Lending for Investors Across Maryland

As a local direct lender, we make hard money and private real estate loans to real estate investors across Maryland. We are based in Baltimore, and work with investors in every corner of the state. Here are just a few of the areas where we have funded projects:

  • Remington – a Rehab and Rent loan
  • Dundalk – a Fix and Flip loan
  • Yale Heights – a short term bridge loan
  • Highlandtown – a small balance commercial loan
  • Harford County – a residential construction loan

In addition to residential and single-family properties, we offer loans for many property types and small balance commercial projects, including:

  • Multifamily and apartment buildings
  • Mixed-Use
  • Industrial
  • Retail and strip centers
  • Office
  • Self-storage
  • Single tenant
  • Special purpose

Loan Requirements

Below are some of the general requirements that apply to all loan products.

Loan Requirements (all loan products)

  • Non-owner occupied properties only
  • LLC loans allowed
  • Personal guarantee required
  • Lender must be in first lien position
  • Insurance required, with lender as mortgagee
  • Monthly ACH payments required
  • New investors welcome (we were the new guy once too)

About Us

Founding principal Jason Klausing brings almost 17 years of banking, finance, and real estate experience to New River Private Lending. His deep experience and extensive background cover all areas of investment real estate lending.

Before starting New River, Jason was among the top real estate loan originators in the Maryland market for multiple financial institutions. His clients include real estate investors of all types and experience, ranging from new and part-time investors to investment funds and nationwide developers, and everyone in between.

We are real estate investors too, allowing us to be more than a lender, and a resource to our clients from day one.

Our mission at New River Private Lending is simple… to make good loans to good people and to do so in an easy, common-sense way.

About Us

Founding principal Jason Klausing brings almost 17 years of banking, finance, and real estate experience to New River Private Lending. His deep experience and extensive background cover all areas of investment real estate lending.

Before starting New River, Jason was among the top real estate originators in the Maryland market for multiple financial institutions. His clients include real estate investors of all types and experience, ranging from new and part-time investors to investment funds and nationwide developers, and everyone in between.

We are real estate investors too, allowing us to be more than a lender, and a resource to our clients from day one.

Our mission at New River Private Lending is simple… to make good loans to good people and to do so in an easy, common-sense way.

Get Pre-Qualified or Approved Today!

Whether you are looking for that next project, or have a deal ready to go, get pre-qualified or approved quickly and easily. Give us a call today or use the link below to get pre-qualified or approved so you can be ready when the perfect deal presents itself.